Calculators
Eighteen calculators, built on the CRA's own numbers
Every rate is read off a canada.ca page and dated on the page it is used. Everything runs in your browser — nothing you type is sent anywhere.
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5 calculators
Tax and CRA deadlines
The dates and thresholds the CRA sets, worked out for your situation.
GST/HST sales tax calculator
Add sales tax to a price, or pull it back out of a total — any province.
Open the calculator02CalculatorCorporate filing deadline
Fiscal year-end in, filing deadline and payment date out.
Open the calculator03CalculatorGST/HST registration checker
Check the $30,000 small supplier threshold and your registration deadline.
Open the calculator04CalculatorPayroll remittance due date
Your remitter type and the exact date the CRA expects the money.
Open the calculator05CalculatorPersonal filing deadline
Filing date and payment date — for most people they differ.
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Running a business
Everyday arithmetic for owners — pricing, break-even, and what to put aside.
Break-even point
How much you have to sell before the month pays for itself.
Open the calculator02CalculatorMarkup vs margin
The two get confused constantly, and it costs money.
Open the calculator03CalculatorCash runway
How long the money in the account actually lasts.
Open the calculator04CalculatorInvoice total with GST/HST
Rate, hours, expenses and GST/HST — the number to put at the bottom.
Open the calculator05CalculatorSelf-employment set-aside
What to move to a separate account every time you get paid.
Open the calculator06CalculatorIncorporate or stay sole proprietor
The yearly cost of a corporation, against what it can save.
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Personal tax and savings
Estimates for your own return, your pay, and your registered accounts.
Ontario income tax estimate
Federal plus Ontario tax, with surtax and health premium included.
Open the calculator02CalculatorTake-home pay
What actually reaches your account, after tax, CPP and EI.
Open the calculator03CalculatorRRSP room and tax saving
What a year of income earns you in room, and what a contribution saves.
Open the calculator04CalculatorTFSA contribution room
Cumulative room from the year you turned 18 or became a tax resident, whichever is later.
Open the calculator3 calculators
General money tools
Plain arithmetic that applies whoever you are and wherever you bank.
Compound savings growth
A starting balance, a monthly habit, and time.
Open the calculator02CalculatorLoan payment and amortization
Payment, total interest, and where the first payment actually goes.
Open the calculator03CalculatorWhat a raise is worth
The headline number, and the one that reaches your account.
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Next step
Rather have someone check it?
A calculator gives you an estimate. A consultation gives you an answer for your actual situation — and the first one is free.